Cynthia Chen is the co-founder and CEO of Kikoff, a mission-driven fintech company helping people build credit and improve financial health. Before starting Kikoff, she held leadership roles at companies like Figure, OnDeck, and Capital One. Cynthia earned both her Bachelor of Arts in Economics & Operations Research and a Master in Mathematics of Finance from Columbia University. Her personal experiences with limited access to credit have driven her commitment to creating financial solutions that promote inclusion and accessibility.